How KidsWallet works

Parents set the rules. Kids practice with virtual coins. Everyone learns together.

KidsWallet is a family financial simulator. You define what coins mean, schedule allowances, reward good behavior and let kids explore saving and investing — all without a bank account.

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1. Create wallets

Add one wallet per child. Choose a name, avatar and starting balance. Each wallet is independent.

KidsWallet wallets list screen
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2. Configure rules

Starter is 1 wallet with stars, warnings, tasks and withdrawals. Scheduled allowance is Family. Kid login on their own device is a Premium extra — you can do everything from the parent app without it.

Stars and warnings screen
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3. Kids practice

Children check balances, request withdrawals, track goals and — when ready — try term deposits and simulated investments.

Savings goals favorites screen
App preview coming soon
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4. You stay in control

Approve withdrawals, adjust rules anytime and review full transaction history from the parent app.

Transaction history screen
App preview coming soon

Parent and child, connected

Deposits and withdrawals screen

Parent app: configure rules, approve withdrawals, add deposits, review history.

Stars and rewards screen for little ones

Kid view: see balance, earn stars, track favorites, learn from consequences.

Get started free